The blue suggests it’s owned by British Waterways, which would make it very annoying but not too much of a disaster. But the speaker, bike and, I think, owners make me think it’s a family boat, which would really, really suck.
My parents’ old boat ‘sank’ twice, although not like this – it was just too low in the water, and never touched the ground. That was bad enough, though.
We’ve had a lot of rain recently, but I can’t immediately see how this could have happened. Maybe it was set adrift and got slammed head-on into the bank?